Customer Satisfaction #1 Goal 

Payday Loan


What is a payday loan?

A payday loan is a short-term, small loan, often used to cover unexpected expenses or to bridge a temporary gap between paydays. A payday loan is a financial solution that provided an alternative to bounced checks or other late fees. Payday loans are used to cover short-term financial situations, not long-term financial solutions.


How are payday loans regulated?

Payday loans are regulated by each state and Courtesy Cash follows all state laws, rules and regulations as well as federal laws.


Is my credit score checked before receiving a payday advance?

No, our approval process does not consider or impact a customer’s FICO score. To learn more, visit or contact one of our locations.


Is my transaction confidential?

We respect our customers’ desire for privacy in managing their personal financial matters. Your loan transaction is confidential and your personal information will be treated accordingly. 


What is the process of getting a payday loan?

The application process is simple and will only take 10-15 minutes. Before coming in to one of our locations, you will need the following information:

·        State Issued Valid Picture Identification

·        Social Security Card

·        Current Bank Print Out for the past 30 days from your active account

·        Personal Check

Once this information is obtained, visit one of our locations:

·        Complete a simple application

·        Sign agreement and write personal check for loan amount plus fees

·        Make appointment to return and repay loan

·        Receive cash or check on the spot


How are fees established?

Fees vary depending on the amount of your payday loan and your state of residency. Our fees are in compliance with all applicable state and federal laws. Please see the chart below to determine fees. 

How is my loan amount determined?

State law regulates the maximum amount available. Within the allowed range, you qualify for a particular loan amount based on your current income, whether you work full or part time.


When will my loan be due?

Your payday loan will be due on your next payday. To find out more details, please visit or contact one of our locations.


Can I renew my loan?

Yes, your loan may be renewed. First, you must pay off the loan amount and fees by the due date. Upon doing so, ask us how to renew your loan.  Please bring in another check from your personal checking account just in case you decide to renew.